http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds 250 E. Huron Avenue, Room 203 Both people would acquire their interest in the property at the same time in the chain of title. If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. 200 N. Main Street Many reasons might exist that would make you want to add someone to the deed to your house. The deed should include the grantor's marital status. Phone Number: 906-387-2076 http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds Saginaw, MI 48602 wikiHow marks an article as reader-approved once it receives enough positive feedback. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Kalamazoo, MI 49007 The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. Adding Someone to your Deed: Here is What you Should Know | EBC Phone Number: 810-648-2313 Phone Number: 989-875-5217 839 10th Avenue Phone Number: 989-785-8079 5095 4th St. "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds However, this action can have a financially devastating outcome if you don't prepare in advance. How to Add Someone to Your House Title - wikiHow The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. https://rod.chippewacountymi.gov/landweb.dll/$/, Clare County Register of Deeds If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Next, obtain a quitclaim form from the county recorders office where the property is located. Phone Number: 989-354-9547 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Planning & Economic Development. ", You must use specific language in your deed to create a joint tenancy. The answer to the question, "How do you add a joint owner to a property?" St. Johns, MI 48879-1580 Suite 301 Phone Number: 231-832-6113 PDF Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE - SOM Lenawee County Courthouse Jennifer Mueller is an in-house legal expert at wikiHow. Box 5 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. However, this action can have a financially devastating outcome if you dont prepare in advance. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. County Building By using our site, you agree to our. Phone Number: 989-269-9941 Fax Number: 906-524-6432 Phone Number: 810-257-3060 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Phone Number: 906-482-1311 These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Box 789 For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. Phone Number: 616-527-5320 Note that banks are often trustees. Email: rod@chippewacountymi.gov Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. Midland, MI 48640 There are four common ways to hold title to real estate in Michigan: Tenants in Common. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Email: rod@livgov.com If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. If you need a Bell County attorney, we would welcome the opportunity to assist you. It doesn't matter whether you intended it to be a gift or not. Phone Number: 906-884-4255 how to add someone to a deed in michigan. If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. Phone Number: 269-673-0390 Phone Number: 906-341-3618 Fax Number: 734-240-7395 Phone Number: 989-362-2021 Marshall, MI 49068 Fax Number: 231-724-6842 For more detailed information on how to add someone to your house title, scroll down. If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Email: registerofdeeds@isabellacounty.org https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Public Works . Register of Deeds | Clinton County, MI Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. If you own the property as joint tenants with rights of survivorship and one of the owners dies, the entire property will pass to the other owner. Phone Number: 989-426-7551 Fax Number: 269-982-8659 Wayne County Register of Deeds | City of Detroit http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Once it's done, you can't take it back unless the person. Phone Number: 989-275-5931 To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. How Can I Add a Person to My House Deed? | Home Guides | SF Gate 698 205 E. 11th St. Reed City, MI 49677 Ludington, MI 49431 Fax Number: 231-258-3345 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. "Frequently Asked Questions on Gift Taxes." https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Holding Title: Tenants vs. "Tenants". 705 S. Stephenson Ave. ", a right of survivorship. Bay City, MI 48708 http://www.co.calhoun.mi.us/, Cass County Register of Deeds P.O. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. The new person acquiring an interest in the property would also be a grantee. Accessed April 10, 2020. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. Harrisville, MI 48740 Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. Joint Tenants. Bad Axe, MI 48413 MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives Phone Number: 989-831-7337 https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. Courthouse 100 W. Main Street Fax Number: 231-256-8149 A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Adding your spouses name to the deed will expose your property to any judgments against him. Centreville, MI 49032 American Academy of Estate Planning Attorneys. Fax Number: 269-781-0720 June 14, 2022. One of the most common incorrect assumptions in real estate is that someone can be added to a deed. There are two ways to get a deed. Last Updated: February 22, 2023 Accessed April 10, 2020. In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. Civil Rights, Inclusion & Opportunity Department. Fax Number: 989-344-3223 http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a> License: Creative Commons<\/a>
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/8\/89\/1540420-2.jpg\/v4-460px-1540420-2.jpg","bigUrl":"\/images\/thumb\/8\/89\/1540420-2.jpg\/aid1540420-v4-728px-1540420-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/38\/1540420-3.jpg\/v4-460px-1540420-3.jpg","bigUrl":"\/images\/thumb\/3\/38\/1540420-3.jpg\/aid1540420-v4-728px-1540420-3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/d8\/1540420-4.jpg\/v4-460px-1540420-4.jpg","bigUrl":"\/images\/thumb\/d\/d8\/1540420-4.jpg\/aid1540420-v4-728px-1540420-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/d8\/1540420-5.jpg\/v4-460px-1540420-5.jpg","bigUrl":"\/images\/thumb\/d\/d8\/1540420-5.jpg\/aid1540420-v4-728px-1540420-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3f\/1540420-6.jpg\/v4-460px-1540420-6.jpg","bigUrl":"\/images\/thumb\/3\/3f\/1540420-6.jpg\/aid1540420-v4-728px-1540420-6.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/ec\/1540420-7.jpg\/v4-460px-1540420-7.jpg","bigUrl":"\/images\/thumb\/e\/ec\/1540420-7.jpg\/aid1540420-v4-728px-1540420-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/5e\/1540420-8.jpg\/v4-460px-1540420-8.jpg","bigUrl":"\/images\/thumb\/5\/5e\/1540420-8.jpg\/aid1540420-v4-728px-1540420-8.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/db\/1540420-9.jpg\/v4-460px-1540420-9.jpg","bigUrl":"\/images\/thumb\/d\/db\/1540420-9.jpg\/aid1540420-v4-728px-1540420-9.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p>
\n<\/p><\/div>"}. Tax Foundation. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. Step 1: Download the MI quitclaim deed form. You may also have to pay a document transfer tax. P.O. This might not be an option if one of the owners does not have good credit. 2 South 6th Street, Suite 11 Phone Number: 734-240-7390 Fax Number: 734-222-6528 Strike a line through any verbiage on the deed that does not apply to your circumstances. How to remove someone's name from a property deed - Finder Take the deed to your county recorder's office to have it notarized and recorded. P.O. In California, you can. For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Cheboygan, MI 49721 Research source. Fax Number:517-264-4543 It doesn't matter whether money was exchanged or not. Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Fax number: 906-663-4660 She has an extended family of pets, including special needs animals. Phone Number: 517-543-4203 For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. The separate interest refers to the monetary interest in the property. 400 Elm Street We do not have any blank deed forms available in our office. 401 W. Cedar Ave. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. "Keeping Your House Out of Probate." Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Phone Number: 517-437-2231 How you add the person to your title affects whether the surviving owner must go through probate. Cadillac, MI 49601 Charlevoix, MI 49720 220 W. Ellsworth Street Become familiar with your spouses financial history before you decide to add his name to your deed. Big Rapids, MI 49307 Fax Number: 989-790-5278 Otherwise, married couples usually claim property as tenants by the entirety. Depending on how you claim the property, you may also need a spousal affidavit. Phone Number: 989-539-7131 http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Fax Number: 989-846-9166 Marquette, MI 49855 The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds 401 E. Houghton Ave. A deed and a mortgage are two separate things. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Fax Number 989-539-6616 In order to accomplish this, you can't just pen in the name on your deed. That means when you die, your spouse will absorb your ownership share of the property. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds The short answer: No. Fax Number: 231-348-1773 West Branch, MI 48661 Thanks to all authors for creating a page that has been read 206,090 times. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. 725 Greenland Road Fax Number: 269-445-4453 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Email: rdeeds@gogebic.org This most simple answer is yes. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Baldwin, MI 49304 https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. One thing to be careful of in this situation is title insurance coverage. My spouse died, how do I remove my spouse's name from my deed? http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds There are exceptions, such as if the other person is not paying you any money to be added to the deed. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Fax Number: 906-789-5179 Michigan Deed Forms | Get a Deed to Michigan Real Estate - DeedClaim http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Marie, MI 49783 400 Boardman Gladwin, MI 48624 In this case, if one dies, the other automatically becomes the sole owner of the property. Box 538 P.O. FAQs | Register of Deeds - Wayne County, Michigan 720 W. Chisholm Street He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Box 718 Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. Ionia, MI 48846 Beulah, MI 49617 If you add your spouse to your deed, he will have to use your basis if he later sells the property. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. "Avoiding Probate With a Transfer-on-Death Deed." Fax Number: 989-354-9646 Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Bellaire, MI 49615 This is also where you specify how the two of you will own the property. How do I add someone to my property title deeds? - Quittance Legal Services Accessed April 10, 2020. Box 800 When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. Fax Number: 989-269-8786 200 North Main St. Suite 110 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Harrison, MI 48625 P.O. 7064 Crowner Drive http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Hillsdale MI 49242 You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. Michigan has a practice known as "tenancy by entireties." Tawas City, MI 48764 If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. Note: A deed is an instrument used to transfer ownership (title) to another person. 234 W. Baraga Avenue Phone Number: 269-945-1289 You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. 100 Marley Street Fax Number: 231-779-5352 Phone Number: 989-345-0728 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. St. Joseph, MI 49085 For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Michigan Lady Bird Deed Form | Enhanced Life Estate Deed - DeedClaim ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Building 12 East In some areas, your spouse also must sign the deed. Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. St. Ignace, MI 49781 She received her JD from Indiana University Maurer School of Law in 2006. 1101 Beach Street, Room 138 https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Phone Number: 989-846-9201 Fax Number: 906-337-2253 How to Add a Person to a Property Deed as a Joint Owner http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds When you use a quitclaim deed, you're only transferring any ownership interest you have. Fax Number: 989-743-2459 Phone Number: 517-264-4538 Removing Someone from a Real Estate Deed - Deeds.com International Center how to add someone to a deed in michigan - boomermna.com The American College of Trust and Estate Counsel. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. In Michigan, a person must live more than 120 hours after their co-owner dies for the survivorship rights to take effect.